Affordable Renter’s Insurance
for Fayetteville, Spring Lake & Raeford, NC

Renter’s insurance will help protect your belongings when the unexpected happens. There are plenty of things that can lead to your belongings becoming unexpectedly damaged or lost. It could be an electrical fire, a flood, theft, smoke, or weather-related events. Your landlord’s homeowner’s insurance policy covers damage to the building, but it does not cover your personal belongings. As a renter of a condo, townhouse, apartment, etc., only renter’s insurance will help cover the costs of repairing or replacing your belongings when disaster strikes.

Personalize Your Renter’s Insurance Policy

The cost of and coverage of your policy will depend entirely on you. Policies can cover various types of causes of damage such as theft & vandalism, fire & smoke, water, and weather. You can choose exactly which type of cause of damage to your belongings is covered. You may also choose what belongings you want to be covered by your policy. Therefore, your insurance policy is highly customizable to fit your specific needs and budget.

There is more to renter's insurance than just financial reimbursement for personal belongings as well. It can help provide for you during times when your place of residence is uninhabitable. For example, it could cover temporary lodging in a hotel while your apartment is being restored after damage. Renters insurance may also be used towards living expenses like groceries in such situations. Another benefit is personal liability protection in case someone else is injured in your home. These various options are all the more reason to consult with our renter's insurance experts when taking out a policy. We work with renters throughout Fayetteville, Raeford, Spring Lake, and the surrounding communities of North Carolina to help them create the perfect tailor-made coverage plan.

Common Belongings Covered By Our Policies

As we mentioned above, you can customize your policy. It can cover a wide range of items that you own, and you can pick and choose what is covered. The most common items that our policies cover include:

Jewelry
Fine Art
Appliances
Furniture
Clothing

Contact Our Insurance Company Today!

At Al Kerr Insurance & Associates, we provide affordable renter’s insurance policies to the Greenville, NC area. Renter’s insurance will help cover the cost of replacing or repairing lost, stolen, or damaged belongings. Your landlord’s homeowner’s insurance policy does not cover your items as a tenant. So, having your own insurance policy can keep you protected in the event your items are damaged. Renter’s insurance costs will vary but most find it quite affordable. Contact us today for a free quote!